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BDI
BM

The National Bank of Middlebury

Middlebury, VermontFDIC Cert #6275

OCCEstablished 18317 branches

Holding company: MIDDLEBURY NATIONAL CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$521M$451M
Q3 2021$540M$472M
Q4 2021$549M$475M
Q1 2022$532M$472M
Q2 2022$533M$477M
Q3 2022$539M$499M
Q4 2022$534M$500M
Q1 2023$538M$479M
Q2 2023$549M$470M
Q3 2023$554M$479M
Q4 2023$561M$487M
Q1 2024$561M$482M
Q2 2024$555M$476M
Q3 2024$559M$474M
Q4 2024$548M$492M
Q1 2025$547M$503M
Q2 2025$553M$506M
Q3 2025$555M$506M
Q4 2025$557M$506M
Q1 2026$555M$503M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$555M
+1.5%y/y
Percentile by value57th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$503M
−0.0%y/y
Percentile by value63rd percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$347M
−0.3%y/y
Percentile by value51st percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$346M
−0.3%y/y
Percentile by value52nd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$152M
+2.0%y/y
Percentile by value79th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$16.6M
+12.0%y/y
Percentile by value25th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$511M
+0.0%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$44.3M
+22.1%y/y
Peer standing36th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.81M
+13.5%y/y
Peer standing59th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$4.52M
+11.9%y/y
Peer standing50th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$1.3M
+19.2%y/y
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$31K
+1,650.0%y/y
Percentile by value38th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$1.6M
+40.9%y/y
Peer standing43rd percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.4M
+38.0%y/y
Peer standing44th percentile
Peer standing in asset:300m_1b
FDICNETINC