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BDI
SB

The Seymour Bank

Seymour, MissouriFDIC Cert #15701

STATEEstablished 19393 branches

Holding company: COTTONRUDY INVESTMENT CORegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.99%
+29.9%y/y
Peer standing14th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.53%
Peer standing35th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.53%
+3,087.7%y/y
Peer standing43rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.32%
+3,194.9%y/y
Peer standing47th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$731K
+3,222.7%y/y
Peer standing41st percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.04%
−34.6%y/y
Peer standing25th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$12K
−33.3%y/y
Peer standing23rd percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.12%
−7.8%y/y
Percentile by value42nd percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$2.72M
+35.4%y/y
Peer standing11th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$731K
Peer standing31st percentile
Peer standing in asset:100m_300m
FDICNAASSET