BDI
SH

The St. Henry Bank

St. Henry, OhioFDIC Cert #9871

STATEEstablished 19053 branches

Holding company: ST HENRY BCORP INC THERegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.07%
−8.7%y/y
Peer standing84th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.17%
−81.7%y/y
Peer standing63rd percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.17%
−81.7%y/y
Peer standing69th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.09%
−80.6%y/y
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$423K
−81.6%y/y
Peer standing75th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing55th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$1K
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.25%
+10.3%y/y
Percentile by value55th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$168K
−8.2%y/y
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$423K
−81.6%y/y
Peer standing67th percentile
Peer standing in asset:300m_1b
FDICNAASSET