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BDI
WS

The Western State Bank

Garden City, KansasFDIC Cert #21121

STATEEstablished 19739 branches

Holding company: WHITCORP FINANCIAL CORegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$580M$514M
Q3 2021$591M$526M
Q4 2021$625M$560M
Q1 2022$630M$575M
Q2 2022$605M$555M
Q3 2022$606M$555M
Q4 2022$636M$583M
Q1 2023$668M$590M
Q2 2023$657M$577M
Q3 2023$661M$583M
Q4 2023$707M$619M
Q1 2024$726M$639M
Q2 2024$725M$628M
Q3 2024$755M$678M
Q4 2024$767M$687M
Q1 2025$782M$703M
Q2 2025$792M$714M
Q3 2025$794M$711M
Q4 2025$825M$740M
Q1 2026$825M$740M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$825M
+5.5%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$740M
+5.2%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$543M
+0.7%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$531M
+0.5%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$240M
+12.2%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$37.9M
+63.7%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$744M
+5.0%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$80.9M
+10.7%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.41M
+6.0%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$8.79M
+6.1%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$625K
+4.5%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$325K
+8.3%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$5.06M
+3.1%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$4.89M
+5.4%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC