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BDI
T

TIB National Association

Farmers Branch, TexasFDIC Cert #23647

OCCEstablished 19825 branches

Holding company: TIB INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.07%
−91.8%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP3ASSET + LNLSGR
90+ %
0.04%
+79.4%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + LNLSGR
Nonaccrual %
0.75%
+94.4%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNAASSET + LNLSGR
Noncurrent %
0.79%
+93.6%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.59%
+139.5%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$17.7M
+142.0%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.28%
+78.5%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNTLNLS + LNLSGR
NCO
$1.26M
+85.5%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.49%
+13.6%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICLNATRES + LNLSGR
30–89
$1.26M
−91.9%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP3ASSET
90+
$699K
+77.0%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET
Nonaccrual
$13.3M
+91.8%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNAASSET