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BDI
UF

UniBank for Savings

Whitinsville, MassachusettsFDIC Cert #90290

STATEEstablished 187015 branches

Holding company: UFS BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.91%
+111.6%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.68%
+205.6%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.68%
+205.6%y/y
Peer standing38th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.49%
+191.8%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$14.3M
+211.3%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
−110.7%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNTLNLS + LNLSGR
NCO
−$28K
−111.2%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.42%
+7.5%y/y
Percentile by value90th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNATRES + LNLSGR
30–89
$19.3M
+115.5%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET
Nonaccrual
$14.3M
+211.3%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNAASSET