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BDI
UB

Union Bank

Mena, ArkansasFDIC Cert #14597

STATEEstablished 193411 branches

Holding company: UNION BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.18%
+10.2%y/y
Peer standing21st percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.03%
+606.9%y/y
Peer standing28th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.23%
−1.3%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.26%
+9.8%y/y
Peer standing61st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.18%
−7.2%y/y
Peer standing62nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.29M
−0.9%y/y
Peer standing56th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.09%
−30.1%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$105K
−25.5%y/y
Peer standing15th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.52%
+0.7%y/y
Percentile by value81st percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$5.6M
+18.9%y/y
Peer standing13th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$145K
+663.2%y/y
Peer standing26th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$1.09M
+6.5%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICNAASSET