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BDI
US

Union Savings Bank

Danbury, ConnecticutFDIC Cert #18190

STATEEstablished 186626 branches

Holding company: USB BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.15%
+15.8%y/y
Peer standing73rd percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.31%
−21.7%y/y
Peer standing71st percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.31%
−21.7%y/y
Peer standing74th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.22%
−20.4%y/y
Peer standing76th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$7.27M
−15.7%y/y
Peer standing85th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
+83.2%y/y
Peer standing97th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
−$69K
+81.5%y/y
Peer standing96th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.03%
−3.9%y/y
Percentile by value35th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$3.49M
+24.6%y/y
Peer standing81st percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$7.27M
−15.7%y/y
Peer standing79th percentile
Peer standing in asset:3b_10b
FDICNAASSET