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BDI
UC

United Community Bank

Chatham, IllinoisFDIC Cert #19459

STATEEstablished 196546 branches

Holding company: UNITED COMMUNITY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$3.39B$2.86B
Q3 2021$3.44B$2.9B
Q4 2021$3.48B$3.01B
Q1 2022$3.5B$3.08B
Q2 2022$3.46B$3.07B
Q3 2022$3.48B$3.1B
Q4 2022$3.46B$3.07B
Q1 2023$3.39B$2.98B
Q2 2023$3.34B$2.9B
Q3 2023$3.43B$2.93B
Q4 2023$3.49B$3.01B
Q1 2024$3.48B$3B
Q2 2024$3.56B$3.04B
Q3 2024$3.64B$3.1B
Q4 2024$3.86B$3.3B
Q1 2025$3.91B$3.32B
Q2 2025$3.88B$3.27B
Q3 2025$3.97B$3.33B
Q4 2025$4.09B$3.44B
Q1 2026$4.17B$3.53B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.17B
+6.5%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.53B
+6.5%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.58B
+5.2%y/y
Percentile by value24th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.54B
+5.1%y/y
Percentile by value24th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$871M
−6.5%y/y
Percentile by value56th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$595M
+49.2%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$3.75B
+5.8%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$411M
+13.5%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$35.4M
+6.7%y/y
Peer standing21st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$28.4M
+7.5%y/y
Peer standing17th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$7.02M
+3.3%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
−$717K
−217.2%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$16M
+16.8%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$12.6M
+18.9%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC