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BDI
UB

Unity Bank

Clinton, New JerseyFDIC Cert #33503

STATEEstablished 199122 branches

Holding company: UNITY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.97B$1.6B
Q3 2021$1.98B$1.71B
Q4 2021$2.02B$1.76B
Q1 2022$2.06B$1.77B
Q2 2022$2.1B$1.7B
Q3 2022$2.33B$1.8B
Q4 2022$2.43B$1.79B
Q1 2023$2.46B$1.82B
Q2 2023$2.54B$1.85B
Q3 2023$2.55B$1.89B
Q4 2023$2.57B$1.92B
Q1 2024$2.56B$1.96B
Q2 2024$2.59B$2.01B
Q3 2024$2.63B$2.05B
Q4 2024$2.65B$2.1B
Q1 2025$2.76B$2.18B
Q2 2025$2.92B$2.19B
Q3 2025$2.87B$2.27B
Q4 2025$2.96B$2.32B
Q1 2026$3.02B$2.38B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.02B
+9.3%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.38B
+9.4%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$2.6B
+10.9%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$2.57B
+10.8%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$108M
−21.4%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$229M
+8.3%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.66B
+8.5%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$358M
+16.2%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$33.8M
+14.5%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$31.6M
+12.6%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.15M
+51.6%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$1.05M
−20.4%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$18.6M
+19.9%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$14.2M
+21.1%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC