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BDI
UB

Uwharrie Bank

Albemarle, North CarolinaFDIC Cert #24919

STATEEstablished 198410 branches

Holding company: UWHARRIE CAPITAL CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$842M$762M
Q3 2021$918M$820M
Q4 2021$938M$842M
Q1 2022$972M$888M
Q2 2022$989M$914M
Q3 2022$1.04B$967M
Q4 2022$1.02B$946M
Q1 2023$1.04B$966M
Q2 2023$1.03B$955M
Q3 2023$1.07B$995M
Q4 2023$1.07B$988M
Q1 2024$1.09B$1.01B
Q2 2024$1.12B$1.03B
Q3 2024$1.18B$1.08B
Q4 2024$1.13B$1.04B
Q1 2025$1.16B$1.06B
Q2 2025$1.17B$1.07B
Q3 2025$1.21B$1.11B
Q4 2025$1.19B$1.08B
Q1 2026$1.25B$1.13B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.25B
+7.4%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.13B
+6.6%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$697M
+4.2%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$691M
+4.1%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$389M
+4.9%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$116M
+50.5%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.15B
+6.6%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$102M
+16.9%y/y
Peer standing10th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$12.7M
+7.0%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$10.1M
+6.9%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.56M
+7.3%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
−$62K
−122.1%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$4.23M
+15.5%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$3.47M
+21.5%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC