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BDI
VB

VALOR BANK

Edmond, OklahomaFDIC Cert #9467

STATEEstablished 19301 branch

Holding company: FIRST OF GRANDFIELD CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.81%
+468.3%y/y
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
−73.2%y/y
Peer standing88th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.00%
−99.5%y/y
Peer standing92nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.00%
−99.5%y/y
Peer standing92nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2K
−99.4%y/y
Peer standing92nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing55th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$1K
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.87%
+0.1%y/y
Percentile by value13th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$2.15M
+506.2%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$2K
−71.4%y/y
Peer standing88th percentile
Peer standing in asset:300m_1b
FDICNAASSET