BDI
VB

Ventura National Bank & Trust

Harveyville, KansasFDIC Cert #4683

OCCEstablished 19201 branch

Holding company: VISTA HOLDING CORegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.89%
+698.6%y/y
Peer standing43rd percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.25%
+86.4%y/y
Peer standing22nd percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
0.25%
+86.4%y/y
Peer standing55th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.20%
+121.5%y/y
Peer standing48th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$88K
+203.4%y/y
Peer standing53rd percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.34%
+485.9%y/y
Peer standing9th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
$25K
+933.3%y/y
Peer standing8th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.78%
−32.1%y/y
Percentile by value14th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$312K
+1,200.0%y/y
Peer standing36th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$88K
+203.4%y/y
Peer standing20th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICNAASSET