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BDI
V

VeraBank, National Association

Henderson, TexasFDIC Cert #3250

OCCEstablished 193042 branches

Holding company: VERABANK INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$3.29B$2.93B
Q3 2021$3.59B$3.21B
Q4 2021$3.69B$3.32B
Q1 2022$3.85B$3.47B
Q2 2022$3.93B$3.56B
Q3 2022$3.97B$3.58B
Q4 2022$3.95B$3.56B
Q1 2023$4.48B$3.56B
Q2 2023$4.48B$3.55B
Q3 2023$4.04B$3.6B
Q4 2023$4.07B$3.62B
Q1 2024$4.12B$3.65B
Q2 2024$4.12B$3.64B
Q3 2024$4.25B$3.78B
Q4 2024$4.3B$3.82B
Q1 2025$4.35B$3.86B
Q2 2025$4.31B$3.8B
Q3 2025$4.34B$3.82B
Q4 2025$4.44B$3.9B
Q1 2026$4.53B$3.98B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.53B
+4.1%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.98B
+3.0%y/y
Percentile by value49th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.8B
−2.1%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.77B
−2.1%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$643M
−6.9%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$861M
+46.5%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$4.01B
+3.0%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$520M
+14.2%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$55.1M
+11.9%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$43.9M
+9.9%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$11.2M
+20.2%y/y
Peer standing66th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$1.05M
+7.7%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$21.8M
+15.0%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$17.6M
+14.8%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC