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BDI
WB

WaterStone Bank, SSB

Wauwatosa, WisconsinFDIC Cert #28513

STATEEstablished 192116 branches

Holding company: WATERSTONE FINANCIAL INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.2B$1.31B
Q3 2021$2.23B$1.33B
Q4 2021$2.21B$1.33B
Q1 2022$2B$1.27B
Q2 2022$1.93B$1.29B
Q3 2022$1.97B$1.27B
Q4 2022$2.03B$1.28B
Q1 2023$2.11B$1.25B
Q2 2023$2.23B$1.25B
Q3 2023$2.22B$1.27B
Q4 2023$2.21B$1.25B
Q1 2024$2.23B$1.24B
Q2 2024$2.29B$1.27B
Q3 2024$2.24B$1.31B
Q4 2024$2.21B$1.4B
Q1 2025$2.17B$1.41B
Q2 2025$2.26B$1.43B
Q3 2025$2.27B$1.43B
Q4 2025$2.26B$1.48B
Q1 2026$2.25B$1.47B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.25B
+3.6%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICASSET
Deposits
$1.47B
+3.6%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICDEP
Gross loans
$1.83B
+2.7%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSGR
Net loans
$1.81B
+2.8%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSNET
Securities
$237M
+11.0%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICSC
Cash
$44.4M
+3.1%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICCHBAL
Liabilities
$1.91B
+3.7%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLIAB
Equity
$339M
+3.1%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$35.7M
+20.9%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM + NONII
NII
$15.6M
+20.6%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM
Noninterest income
$20.1M
+21.1%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNONII
Provision
$264K
+147.3%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICELNATR
Pretax income
$7.52M
+95.2%y/y
Peer standing66th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICPTAXNETINC
Net income
$5.97M
+98.1%y/y
Peer standing67th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNETINC