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BDI
WS

Welch State Bank of Welch, Okla.

Welch, OklahomaFDIC Cert #9472

STATEEstablished 19236 branches

Holding company: WELCH BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.75%
−27.0%y/y
Peer standing35th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.08%
−76.4%y/y
Peer standing20th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.13%
−64.4%y/y
Peer standing68th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.21%
−70.1%y/y
Peer standing66th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.15%
−68.6%y/y
Peer standing67th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$644K
−67.2%y/y
Peer standing70th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.13%
+540.1%y/y
Peer standing15th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$95K
+575.0%y/y
Peer standing16th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.58%
−7.5%y/y
Percentile by value84th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$2.33M
−19.8%y/y
Peer standing40th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$242K
−74.1%y/y
Peer standing21st percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$402K
−60.9%y/y
Peer standing68th percentile
Peer standing in asset:300m_1b
FDICNAASSET