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BDI
WP

West Point Bank

Radcliff, KentuckyFDIC Cert #12166

STATEEstablished 19145 branches

Holding company: FIRST BRECKINRIDGE BANCSHARESRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$376M$339M
Q3 2021$343M$304M
Q4 2021$342M$304M
Q1 2022$358M$323M
Q2 2022$379M$349M
Q3 2022$369M$334M
Q4 2022$397M$333M
Q1 2023$417M$338M
Q2 2023$427M$341M
Q3 2023$450M$344M
Q4 2023$473M$367M
Q1 2024$489M$368M
Q2 2024$492M$367M
Q3 2024$502M$406M
Q4 2024$525M$433M
Q1 2025$536M$447M
Q2 2025$539M$448M
Q3 2025$542M$461M
Q4 2025$553M$471M
Q1 2026$571M$486M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$571M
+6.5%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$486M
+8.8%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$441M
+4.8%y/y
Percentile by value69th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$439M
+4.8%y/y
Percentile by value69th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$72.9M
−5.3%y/y
Percentile by value40th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$34M
+122.8%y/y
Percentile by value51st percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$531M
+5.5%y/y
Percentile by value63rd percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$39.8M
+20.7%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.45M
+17.6%y/y
Peer standing35th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$4.13M
+18.1%y/y
Peer standing41st percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$313K
+11.8%y/y
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$0
Percentile by value8th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.19M
+60.4%y/y
Peer standing63rd percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.68M
+59.6%y/y
Peer standing56th percentile
Peer standing in asset:300m_1b
FDICNETINC