Skip to main content
BDI
WB

Western Bank

Lordsburg, New MexicoFDIC Cert #2249

STATEEstablished 19075 branches

Holding company: LORDSBURG FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.20%
−35.1%y/y
Peer standing71st percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.72%
−56.6%y/y
Peer standing31st percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.72%
−56.6%y/y
Peer standing35th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.16%
−58.8%y/y
Peer standing65th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$525K
−54.5%y/y
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.06%
Peer standing97th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$11K
Peer standing89th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.00%
−10.5%y/y
Percentile by value95th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$143K
−31.9%y/y
Peer standing86th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$525K
−54.5%y/y
Peer standing65th percentile
Peer standing in asset:300m_1b
FDICNAASSET