Bank Data InsightsBDI

WS

Western State Bank

Devils Lake, North DakotaFDIC Cert #9123

STATEEstablished 190211 branches

Holding company: WESTERN ST AGENCY EMPLOYEE STK OWNERSHIP PLAN&TRRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Assets and deposits by reporting quarter
Quarter	Assets	Deposits
Q2 2021	$1.59B	$1.37B
Q3 2021	$1.69B	$1.46B
Q4 2021	$1.7B	$1.46B
Q1 2022	$1.76B	$1.52B
Q2 2022	$1.76B	$1.5B
Q3 2022	$1.66B	$1.4B
Q4 2022	$1.76B	$1.49B
Q1 2023	$1.89B	$1.61B
Q2 2023	$1.97B	$1.68B
Q3 2023	$2.07B	$1.8B
Q4 2023	$2.17B	$1.88B
Q1 2024	$2.23B	$1.94B
Q2 2024	$2.23B	$1.93B
Q3 2024	$2.3B	$1.99B
Q4 2024	$2.34B	$2.03B
Q1 2025	$2.44B	$2.13B
Q2 2025	$2.41B	$2.07B
Q3 2025	$2.4B	$2.03B
Q4 2025	$2.56B	$2.19B
Q1 2026	$2.59B	$2.21B

Balance sheet

Core assets, funding, and capital reported at quarter end.

$2.59B

+5.9%y/y

Percentile by value90th percentileby value

FDICASSET

$2.21B

+4.0%y/y

Percentile by value91st percentileby value

FDICDEP

$2.2B

+3.7%y/y

Percentile by value97th percentileby value

FDICLNLSGR

$2.16B

+3.6%y/y

Percentile by value97th percentileby value

FDICLNLSNET

$66.2M

+13.7%y/y

Percentile by value12th percentileby value

FDICSC

$291M

+22.3%y/y

Percentile by value91st percentileby value

FDICCHBAL

$2.26B

+4.5%y/y

Percentile by value89th percentileby value

FDICLIAB

$321M

+16.2%y/y

Peer standing93rd percentile

FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

$35M

+15.7%y/y

Peer standing96th percentile

FDICNIM + NONII

$32.1M

+16.1%y/y

Peer standing98th percentile

FDICNIM

Noninterest income

$2.93M

+12.3%y/y

Peer standing67th percentile

FDICNONII

$1.44M

−66.5%y/y

Percentile by value90th percentileby value

FDICELNATR

$17M

+49.2%y/y

Peer standing97th percentile

FDICPTAXNETINC

$12.7M

+48.3%y/y

Peer standing96th percentile

FDICNETINC