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BDI
WB

Wheaton Bank & Trust, National Association

Wheaton, IllinoisFDIC Cert #33803

OCCEstablished 19938 branches

Holding company: WINTRUST FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.84B$2.43B
Q3 2021$2.97B$2.54B
Q4 2021$2.93B$2.49B
Q1 2022$2.87B$2.45B
Q2 2022$2.78B$2.36B
Q3 2022$2.94B$2.45B
Q4 2022$3.03B$2.6B
Q1 2023$3.03B$2.58B
Q2 2023$3.1B$2.59B
Q3 2023$3.12B$2.63B
Q4 2023$3.22B$2.72B
Q1 2024$3.14B$2.63B
Q2 2024$3.46B$2.91B
Q3 2024$3.62B$3.06B
Q4 2024$3.66B$3.1B
Q1 2025$3.76B$3.17B
Q2 2025$4.07B$3.46B
Q3 2025$4.19B$3.56B
Q4 2025$4.48B$3.83B
Q1 2026$4.46B$3.81B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.46B
+18.8%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.81B
+19.9%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$3.11B
+15.1%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$3.09B
+15.4%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$961M
+58.8%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$238M
−20.7%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$4.04B
+18.8%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$420M
+19.0%y/y
Peer standing28th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$34.9M
+12.6%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$31.5M
+13.3%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$3.41M
+6.6%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
−$314K
−113.8%y/y
Percentile by value11th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$23.5M
+35.7%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$17.5M
+36.5%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC