Wilson & Muir Bank & Trust Company

Bardstown, KentuckyFDIC Cert #17040

STATEEstablished 186512 branches

Holding company: WILSON&MUIR BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.44%

+3.6%y/y

Peer standing51st percentile

FDICP3ASSET + LNLSGR

90+ %

0.01%

Peer standing36th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.25%

+8,450.8%y/y

Peer standing57th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.25%

+8,744.8%y/y

Peer standing62nd percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.16%

+966.6%y/y

Peer standing65th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$1.35M

+957.8%y/y

Peer standing55th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.01%

+43.3%y/y

Peer standing45th percentile

FDICNTLNLS + LNLSGR

NCO

$9K

+50.0%y/y

Peer standing42nd percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.01%

+6.0%y/y

Percentile by value25th percentileby value

FDICLNATRES + LNLSGR

30–89

$2.37M

+5.7%y/y

Peer standing39th percentile

FDICP3ASSET

90+

$45K

Peer standing34th percentile

FDICP9ASSET

Nonaccrual

$1.31M

+8,626.7%y/y

Peer standing47th percentile

FDICNAASSET