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BDI
WS

Winchester Savings Bank

Winchester, MassachusettsFDIC Cert #90308

STATEEstablished 18715 branches

Holding company: WINCHESTER BCORP MHCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.06%
−49.4%y/y
Peer standing85th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.20%
−23.1%y/y
Peer standing72nd percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.20%
−23.1%y/y
Peer standing76th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.16%
−21.6%y/y
Peer standing75th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.67M
−11.2%y/y
Peer standing81st percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
−78.6%y/y
Peer standing55th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$12K
−76.0%y/y
Peer standing58th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.54%
+9.1%y/y
Percentile by value3rd percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$517K
−41.5%y/y
Peer standing86th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$1.67M
−11.2%y/y
Peer standing75th percentile
Peer standing in asset:1b_3b
FDICNAASSET