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BDI
YA

Young Americans Bank

Denver, ColoradoFDIC Cert #27010

STATEEstablished 19872 branches

Holding company: YOUNG AMERICANS EDUCATION FOUNDATIONRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$22.5M$20.7M
Q3 2021$22.6M$20.9M
Q4 2021$22.9M$21.1M
Q1 2022$23.1M$21.2M
Q2 2022$22.7M$20.7M
Q3 2022$22.4M$20.4M
Q4 2022$21.9M$20M
Q1 2023$22.1M$20.3M
Q2 2023$21.8M$19.9M
Q3 2023$20.8M$18.9M
Q4 2023$19M$17.2M
Q1 2024$18.1M$16.4M
Q2 2024$17.2M$15.8M
Q3 2024$18.4M$17M
Q4 2024$17.3M$15.3M
Q1 2025$16.7M$14.6M
Q2 2025$16.2M$14M
Q3 2025$15.9M$13.3M
Q4 2025$15.8M$13.3M
Q1 2026$16.3M$14M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$16.3M
−2.5%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICASSET
Deposits
$14M
−4.3%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICDEP
Gross loans
$39K
−9.3%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLNLSGR
Net loans
$33K
−13.2%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLNLSNET
Securities
$0
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICSC
Cash
$14.5M
−5.8%y/y
Percentile by value90th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICCHBAL
Liabilities
$14.2M
−3.6%y/y
Percentile by value12th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLIAB
Equity
$2.04M
+6.7%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$129K
−7.2%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNIM + NONII
NII
$127K
−6.6%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNIM
Noninterest income
$2K
−33.3%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICELNATR
Pretax income
−$457K
+15.4%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICPTAXNETINC
Net income
−$457K
+15.4%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNETINC