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BDI
ZC

Zavala County Bank

Crystal City, TexasFDIC Cert #15105

STATEEstablished 19072 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$80.9M$71.1M
Q3 2021$81.2M$71.2M
Q4 2021$81M$70.3M
Q1 2022$85.4M$77M
Q2 2022$82.2M$75.8M
Q3 2022$83.4M$77M
Q4 2022$83.9M$76.4M
Q1 2023$86.7M$79.4M
Q2 2023$86.6M$79M
Q3 2023$83.7M$76.4M
Q4 2023$83.7M$75.5M
Q1 2024$81.8M$73.7M
Q2 2024$77.2M$68.5M
Q3 2024$76.8M$66.6M
Q4 2024$75M$67.3M
Q1 2025$76M$68M
Q2 2025$73.2M$64.8M
Q3 2025$78.4M$68.8M
Q4 2025$77.8M$68.3M
Q1 2026$79.5M$70.1M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$79.5M
+4.6%y/y
Percentile by value73rd percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits
$70.1M
+3.0%y/y
Percentile by value76th percentileby value
Peer standing in asset:lt_100m
FDICDEP
Gross loans
$6.37M
+0.1%y/y
Percentile by value13th percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$6.26M
+0.2%y/y
Percentile by value14th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Securities
$47.3M
+2.4%y/y
Percentile by value98th percentileby value
Peer standing in asset:lt_100m
FDICSC
Cash
$22.8M
+13.4%y/y
Percentile by value94th percentileby value
Peer standing in asset:lt_100m
FDICCHBAL
Liabilities
$70.3M
+3.1%y/y
Percentile by value74th percentileby value
Peer standing in asset:lt_100m
FDICLIAB
Equity
$9.18M
+17.7%y/y
Peer standing63rd percentile
Peer standing in asset:lt_100m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$883K
+6.3%y/y
Peer standing76th percentile
Peer standing in asset:lt_100m
FDICNIM + NONII
NII
$640K
+7.2%y/y
Peer standing64th percentile
Peer standing in asset:lt_100m
FDICNIM
Noninterest income
$243K
+3.8%y/y
Peer standing88th percentile
Peer standing in asset:lt_100m
FDICNONII
Provision
$0
Percentile by value6th percentileby value
Peer standing in asset:lt_100m
FDICELNATR
Pretax income
$353K
+23.0%y/y
Peer standing81st percentile
Peer standing in asset:lt_100m
FDICPTAXNETINC
Net income
$294K
+22.0%y/y
Peer standing80th percentile
Peer standing in asset:lt_100m
FDICNETINC