BDI

loan mix

Credit Card Loans

Outstanding loans under credit card plans.

As of Q1 2026FDICLNCRCDSource retrieved 2026-08-01

National median

$0

Middle half

$0$0

Direction

Context dependent

What it means

Why this metric matters

Credit cards generally offer high yields and high loss rates. Performance can turn quickly with household stress, so scale should be read beside charge-offs.

How it is calculated

Formula and source fields

LNCRCD

Source field: LNCRCD. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

$0

25th percentile

$0

Median

$0

75th percentile

$0

90th percentile

$484K
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Street Bank and Trust CompanyMA
    $0
  2. 2
    AuburnBankAL
    $0
  3. 3
    Robertson Banking CompanyAL
    $0
  4. 4
    Phenix-Girard BankAL
    $0
  5. 5
    Bank of EvergreenAL
    $0
  6. 6
    Community Spirit BankAL
    $0
  7. 7
    The Citizens Bank of WinfieldAL
    $0
  8. 8
    Peoples Exchange BankAL
    $0
  9. 9
    BankSouthAL
    $0
  10. 10
    Warren Bank and Trust CompanyAR
    $0

Highest reported values

  1. 1
    Capital One, National AssociationVA
    $247B
  2. 2
    JPMorgan Chase Bank, National AssociationOH
    $206B
  3. 3
    Citibank, National AssociationSD
    $166B
  4. 4
    American Express National BankUT
    $110B
  5. 5
    Bank of America, National AssociationNC
    $103B
  6. 6
    Synchrony BankUT
    $89.3B
  7. 7
    Wells Fargo Bank, National AssociationSD
    $57.3B
  8. 8
    Barclays Bank DelawareDE
    $34.4B
  9. 9
    U.S. Bank National AssociationOH
    $31.7B
  10. 10
    Goldman Sachs Bank USANY
    $19.1B

Continue exploring

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