$2.36B
+0.9%y/y
Percentile by value14th percentileby value
FDIC
LNLSGRAB
ACNB Bank
Gettysburg, PennsylvaniaFDIC Cert #7506
STATEEstablished 185733 branches
Holding company: ACNB CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $381M |
| Investor CRE | $646M |
| Multifamily | $150M |
| Construction | $106M |
| 1–4 family | $745M |
| C&I | $128M |
| Agriculture | $143M |
| Other | $65.4M |
Loan book
Reported balances and balance-sheet intensity.
$2.34B
+0.9%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET+0.94%
−97.7%y/y
Percentile by value20th percentileby value
FDIC
LNLSNET91.9%
+1.3%y/y
Percentile by value65th percentileby value
FDIC
LNLSNET + DEP72.0%
+0.9%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + ASSET96.42%
+1.0%y/y
Percentile by value87th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
233%
−7.9%y/y
Percentile by value50th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%
−22.8%y/y
Percentile by value32nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,146points
−1.3%y/y
Peer standing45th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.13%
+1.5%y/y
Percentile by value81st percentileby value
FDIC
LNRENROW + LNLSGR27.30%
−3.8%y/y
Percentile by value75th percentileby value
FDIC
LNRENROT + LNLSGR5.42%
−12.7%y/y
Percentile by value19th percentileby value
FDIC
LNCI + LNLSGR