$752M
+4.2%y/y
Percentile by value98th percentileby value
FDIC
LNLSGRAB
Affinity Bank, National Association
Covington, GeorgiaFDIC Cert #29510
OCCEstablished 19282 branches
Holding company: AFFINITY BANCSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $161M |
| Investor CRE | $170M |
| Multifamily | $4.18M |
| Construction | $74.3M |
| 1–4 family | $46.8M |
| C&I | $158M |
| Agriculture | $0 |
| Other | $137M |
Loan book
Reported balances and balance-sheet intensity.
$743M
+4.2%y/y
Percentile by value98th percentileby value
FDIC
LNLSNET+4.24%
−39.6%y/y
Percentile by value40th percentileby value
FDIC
LNLSNET100.0%
+3.7%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET + DEP80.4%
+2.8%y/y
Percentile by value86th percentileby value
FDIC
LNLSNET + ASSET61.68%
−2.2%y/y
Percentile by value10th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
227%
−2.6%y/y
Percentile by value71st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC68%
−3.3%y/y
Percentile by value76th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,553points
−0.6%y/y
Peer standing90th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD21.45%
−1.8%y/y
Percentile by value86th percentileby value
FDIC
LNRENROW + LNLSGR22.65%
+0.8%y/y
Percentile by value77th percentileby value
FDIC
LNRENROT + LNLSGR21.02%
+1.7%y/y
Percentile by value91st percentileby value
FDIC
LNCI + LNLSGR