$1.99B
+4.6%y/y
Percentile by value92nd percentileby value
FDIC
LNLSGRAB
Amboy Bank
Old Bridge, New JerseyFDIC Cert #6423
STATEEstablished 188823 branches
Holding company: AMBOY BCORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $159M |
| Investor CRE | $476M |
| Multifamily | $746M |
| Construction | $327M |
| 1–4 family | $249M |
| C&I | $33.3M |
| Agriculture | $0 |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$1.96B
+4.5%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET+4.52%
−29.6%y/y
Percentile by value42nd percentileby value
FDIC
LNLSNET79.2%
+1.8%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET + DEP68.1%
+1.4%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET + ASSET103.61%
+0.1%y/y
Percentile by value98th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
410%
−0.8%y/y
Percentile by value97th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC86%
−6.9%y/y
Percentile by value82nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,499points
+0.9%y/y
Peer standing29th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD7.98%
+24.3%y/y
Percentile by value25th percentileby value
FDIC
LNRENROW + LNLSGR23.94%
−0.2%y/y
Percentile by value68th percentileby value
FDIC
LNRENROT + LNLSGR1.67%
−6.8%y/y
Percentile by value6th percentileby value
FDIC
LNCI + LNLSGR