$1.56B
+9.1%y/y
Percentile by value77th percentileby value
FDIC
LNLSGRAB
American Bank & Trust
Sioux Falls, South DakotaFDIC Cert #1117
STATEEstablished 189220 branches
Holding company: LEACKCO BANK HOLDING CO INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $79.6M |
| Investor CRE | $270M |
| Multifamily | $174M |
| Construction | $65.1M |
| 1–4 family | $128M |
| C&I | $271M |
| Agriculture | $518M |
| Other | $55.3M |
Loan book
Reported balances and balance-sheet intensity.
$1.54B
+9.1%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET+9.06%
+99.3%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET78.8%
−3.7%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET + DEP68.8%
−5.6%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET + ASSET55.59%
+1.3%y/y
Percentile by value6th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
191%
−23.2%y/y
Percentile by value37th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC24%
−50.0%y/y
Percentile by value24th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,521points
+2.5%y/y
Peer standing86th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD5.10%
+10.2%y/y
Percentile by value12th percentileby value
FDIC
LNRENROW + LNLSGR17.32%
+2.6%y/y
Percentile by value45th percentileby value
FDIC
LNRENROT + LNLSGR17.33%
−4.8%y/y
Percentile by value78th percentileby value
FDIC
LNCI + LNLSGR