$2.04B
+7.3%y/y
Percentile by value94th percentileby value
FDIC
LNLSGRBF
Bank Five Nine
Oconomowoc, WisconsinFDIC Cert #12517
STATEEstablished 185919 branches
Holding company: OCONOMOWOC BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.11B |
| Investor CRE | $184M |
| Multifamily | $26M |
| Construction | $255M |
| 1–4 family | $371M |
| C&I | $85.8M |
| Agriculture | $78K |
| Other | $10.3M |
Loan book
Reported balances and balance-sheet intensity.
$2.03B
+7.2%y/y
Percentile by value94th percentileby value
FDIC
LNLSNET+7.19%
−50.6%y/y
Percentile by value57th percentileby value
FDIC
LNLSNET93.5%
+0.0%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET + DEP77.9%
−0.4%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET + ASSET96.81%
−1.0%y/y
Percentile by value85th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
179%
−24.7%y/y
Percentile by value31st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC98%
−22.0%y/y
Percentile by value89th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,548points
+10.2%y/y
Peer standing11th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD54.41%
+9.3%y/y
Percentile by value100th percentileby value
FDIC
LNRENROW + LNLSGR8.99%
−18.1%y/y
Percentile by value16th percentileby value
FDIC
LNRENROT + LNLSGR4.19%
+34.2%y/y
Percentile by value16th percentileby value
FDIC
LNCI + LNLSGR