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BDI
BI

Bank Irvine

Irvine, CaliforniaFDIC Cert #59296

STATEEstablished 20221 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$9.56M
Investor CRE$53.4M
Multifamily$1.98M
Construction$0
1–4 family$140M
C&I$11.6M
Agriculture$0
Other

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$216M
+12.7%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSGR
Net loans
$213M
+12.7%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET
Loans YoY
+12.70%
−70.3%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET
L/D
90.3%
−16.0%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET + DEP
Loans/assets
69.6%
−10.4%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET + ASSET
RE loans %
105.88%
+1.6%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,968points
+3.2%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
4.43%
−13.1%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRENROW + LNLSGR
Investor CRE %
24.73%
+4.8%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRENROT + LNLSGR
C&I %
5.38%
−19.9%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNCI + LNLSGR