$123M
+13.0%y/y
Percentile by value56th percentileby value
FDIC
LNLSGRBM
Bank Michigan
Brooklyn, MichiganFDIC Cert #1008
STATEEstablished 19073 branches
Holding company: BANK MICHIGAN FINANCIAL CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $36.8M |
| Investor CRE | $43.9M |
| Multifamily | $7.88M |
| Construction | $4.53M |
| 1–4 family | $8.43M |
| C&I | $21M |
| Agriculture | $24K |
| Other | $776K |
Loan book
Reported balances and balance-sheet intensity.
$122M
+13.7%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET+13.70%
−32.0%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET91.4%
−3.3%y/y
Percentile by value81st percentileby value
FDIC
LNLSNET + DEP76.3%
−5.8%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET + ASSET83.47%
+5.4%y/y
Percentile by value56th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
287%
−16.7%y/y
Percentile by value96th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC23%
+27.8%y/y
Percentile by value49th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,550points
+5.6%y/y
Peer standing43rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD29.86%
+9.9%y/y
Percentile by value96th percentileby value
FDIC
LNRENROW + LNLSGR35.58%
+6.9%y/y
Percentile by value97th percentileby value
FDIC
LNRENROT + LNLSGR17.02%
−19.5%y/y
Percentile by value82nd percentileby value
FDIC
LNCI + LNLSGR