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BDI
BC

Bank of Central Florida

Lakeland, FloridaFDIC Cert #58479

STATEEstablished 20076 branches

Holding company: BANK OF CENTRAL FL HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.21%
+5,458.4%y/y
Peer standing70th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.21%
+5,458.4%y/y
Peer standing74th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.14%
+5,640.2%y/y
Peer standing77th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.8M
+5,900.0%y/y
Peer standing79th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing75th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing76th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.05%
+5.3%y/y
Percentile by value36th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$1.8M
+5,900.0%y/y
Peer standing74th percentile
Peer standing in asset:1b_3b
FDICNAASSET