$1.25B
+4.5%y/y
Percentile by value29th percentileby value
FDIC
ASSETBC
Bank of Central Florida
Lakeland, FloridaFDIC Cert #58479
STATEEstablished 20076 branches
Holding company: BANK OF CENTRAL FL HOLDING CORegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $882M | $810M |
| Q3 2021 | $887M | $815M |
| Q4 2021 | $963M | $890M |
| Q1 2022 | $1.01B | $945M |
| Q2 2022 | $966M | $904M |
| Q3 2022 | $1.1B | $1.03B |
| Q4 2022 | $961M | $880M |
| Q1 2023 | $1.07B | $992M |
| Q2 2023 | $1.03B | $950M |
| Q3 2023 | $1.09B | $1.01B |
| Q4 2023 | $1.11B | $1.03B |
| Q1 2024 | $1.09B | $1.01B |
| Q2 2024 | $1.09B | $1B |
| Q3 2024 | $1.12B | $1.03B |
| Q4 2024 | $1.15B | $1.06B |
| Q1 2025 | $1.2B | $1.1B |
| Q2 2025 | $1.21B | $1.11B |
| Q3 2025 | $1.24B | $1.14B |
| Q4 2025 | $1.2B | $1.1B |
| Q1 2026 | $1.25B | $1.15B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$1.15B
+3.8%y/y
Percentile by value38th percentileby value
FDIC
DEP$846M
+8.0%y/y
Percentile by value24th percentileby value
FDIC
LNLSGR$837M
+7.9%y/y
Percentile by value25th percentileby value
FDIC
LNLSNET$238M
+12.2%y/y
Percentile by value49th percentileby value
FDIC
SC$134M
−20.0%y/y
Percentile by value66th percentileby value
FDIC
CHBAL$1.16B
+3.7%y/y
Percentile by value34th percentileby value
FDIC
LIAB$96M
+16.2%y/y
Peer standing8th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$11.6M
+3.8%y/y
Peer standing21st percentile
FDIC
NIM + NONII$11.1M
+3.9%y/y
Peer standing33rd percentile
FDIC
NIM$561K
+2.9%y/y
Peer standing7th percentile
FDIC
NONII$367K
−18.4%y/y
Percentile by value56th percentileby value
FDIC
ELNATR$4.29M
−15.4%y/y
Peer standing33rd percentile
FDIC
PTAXNETINC$3.98M
+3.7%y/y
Peer standing41st percentile
FDIC
NETINC