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BDI
BD

Bank of Dawson

Dawson, GeorgiaFDIC Cert #876

STATEEstablished 19111 branch

Holding company: DAWSON BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$498K
Investor CRE$2.78M
Multifamily$0
Construction$3.04M
1–4 family$19.1M
C&I$23.5M
Agriculture$37.3M
Other$4.32M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$90.5M
−9.9%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$88.9M
−10.2%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Loans YoY
−10.21%
−183.6%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
L/D
67.2%
−9.8%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET + DEP
Loans/assets
55.6%
−11.1%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET + ASSET
RE loans %
45.09%
+5.2%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
19%
+16.6%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
10%
+43.7%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,017points
−8.8%y/y
Peer standing69th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.55%
−2.7%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRENROW + LNLSGR
Investor CRE %
3.07%
+11.7%y/y
Percentile by value24th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRENROT + LNLSGR
C&I %
25.96%
+6.9%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNCI + LNLSGR