Skip to main content
BDI
BE

Bank of Edmonson County

Brownsville, KentuckyFDIC Cert #296

STATEEstablished 19253 branches

Holding company: EDMONSON BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$18.7M
Investor CRE$11.1M
Multifamily$11.2M
Construction$16.9M
1–4 family$104M
C&I$4.1M
Agriculture$28.6M
Other$8.2M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$203M
+3.7%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$201M
+3.7%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+3.66%
+86.0%y/y
Percentile by value41st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
80.1%
+2.2%y/y
Percentile by value60th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
69.5%
+2.1%y/y
Percentile by value65th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
102.34%
−0.5%y/y
Percentile by value95th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
121%
−3.5%y/y
Percentile by value61st percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
52%
−11.7%y/y
Percentile by value78th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
3,121points
+1.6%y/y
Peer standing26th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
9.23%
+0.5%y/y
Percentile by value52nd percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
5.45%
−7.8%y/y
Percentile by value37th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
2.02%
−9.7%y/y
Percentile by value10th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR