$134M
+2.8%y/y
Percentile by value3rd percentileby value
FDIC
LNLSGRBM
Bank of Millbrook
Millbrook, New YorkFDIC Cert #618
STATEEstablished 18915 branches
Holding company: MILLBROOK BANK SYSTEM INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $15.6M |
| Investor CRE | $20.3M |
| Multifamily | $0 |
| Construction | $2.96M |
| 1–4 family | $75.7M |
| C&I | $7.42M |
| Agriculture | $7.42M |
| Other | $4.91M |
Loan book
Reported balances and balance-sheet intensity.
$132M
+2.6%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET+2.63%
−82.3%y/y
Percentile by value32nd percentileby value
FDIC
LNLSNET46.8%
−8.9%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET + DEP40.9%
−9.6%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET + ASSET95.23%
+1.1%y/y
Percentile by value81st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
59%
−4.4%y/y
Percentile by value15th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC8%
+11.7%y/y
Percentile by value12th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,626points
−2.7%y/y
Peer standing11th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.63%
+0.9%y/y
Percentile by value47th percentileby value
FDIC
LNRENROW + LNLSGR15.11%
+6.3%y/y
Percentile by value56th percentileby value
FDIC
LNRENROT + LNLSGR5.52%
+38.0%y/y
Percentile by value24th percentileby value
FDIC
LNCI + LNLSGR