Skip to main content
BDI
BN

Bank of New Hampshire

Laconia, New HampshireFDIC Cert #18012

STATEEstablished 183121 branches

Holding company: BNH FINANCIALRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$305M
Investor CRE$886M
Multifamily$227M
Construction$152M
1–4 family$491M
C&I$55M
Agriculture$808K
Other$48M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$2.16B
+2.0%y/y
Percentile by value96th percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$2.14B
+1.9%y/y
Percentile by value96th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Loans YoY
+1.91%
−69.6%y/y
Percentile by value26th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
L/D
87.6%
−3.9%y/y
Percentile by value57th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + DEP
Loans/assets
76.0%
−3.8%y/y
Percentile by value65th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + ASSET
RE loans %
96.28%
−0.3%y/y
Percentile by value83rd percentileby value
Peer standing in asset:1b_3b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
359%
−4.3%y/y
Percentile by value91st percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
43%
+4.0%y/y
Percentile by value46th percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,557points
−5.4%y/y
Peer standing27th percentile
Peer standing in asset:1b_3b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
14.07%
+2.5%y/y
Percentile by value63rd percentileby value
Peer standing in asset:1b_3b
FDICLNRENROW + LNLSGR
Investor CRE %
40.96%
−3.5%y/y
Percentile by value96th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROT + LNLSGR
C&I %
2.54%
+8.9%y/y
Percentile by value10th percentileby value
Peer standing in asset:1b_3b
FDICLNCI + LNLSGR