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BDI
BS

Bank of San Francisco

San Francisco, CaliforniaFDIC Cert #58069

STATEEstablished 20052 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.04%
−49.2%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.03%
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.10%
−53.5%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.13%
−40.1%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.11%
−40.2%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$835K
−28.1%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+100.0%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNTLNLS + LNLSGR
NCO
$0
+100.0%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.22%
−7.3%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNATRES + LNLSGR
30–89
$272K
−39.0%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP3ASSET
90+
$186K
Peer standing25th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET
Nonaccrual
$649K
−44.1%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNAASSET