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BDI
BS

Bank of San Francisco

San Francisco, CaliforniaFDIC Cert #58069

STATEEstablished 20052 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$59.6M
Investor CRE$103M
Multifamily$81M
Construction$11.5M
1–4 family$314M
C&I$63.1M
Agriculture$3.03M
Other$1.8M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$637M
+20.0%y/y
Percentile by value91st percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$629M
+20.1%y/y
Percentile by value91st percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+20.12%
+271.4%y/y
Percentile by value93rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
93.9%
−0.8%y/y
Percentile by value81st percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
82.0%
−0.0%y/y
Percentile by value89th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
92.63%
+1.8%y/y
Percentile by value74th percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
213%
+44.4%y/y
Percentile by value67th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
12%
+25.6%y/y
Percentile by value18th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
3,048points
−11.6%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
9.35%
−15.9%y/y
Percentile by value36th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
16.21%
+15.9%y/y
Percentile by value59th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
9.91%
−11.6%y/y
Percentile by value54th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR