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Bank of Winnfield & Trust Company

Winnfield, LouisianaFDIC Cert #9323

STATEEstablished 19012 branches

Holding company: BLACK CAT FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$2.19M
Investor CRE$908K
Multifamily$0
Construction$0
1–4 family$24.5M
C&I$11.5M
Agriculture$7.04M
Other$7.19M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$53.3M
−1.4%y/y
Percentile by value8th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$52.6M
−1.4%y/y
Percentile by value8th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
−1.40%
−119.6%y/y
Percentile by value17th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
39.0%
+5.3%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
34.3%
+3.1%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
64.97%
−3.9%y/y
Percentile by value23rd percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
4%
−65.4%y/y
Percentile by value5th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
0%
−100.0%y/y
Percentile by value0th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,770points
+14.2%y/y
Peer standing36th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
4.11%
−42.0%y/y
Percentile by value27th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
1.70%
−6.9%y/y
Percentile by value17th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
21.55%
+12.8%y/y
Percentile by value89th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR