$47.3M
−0.1%y/y
Percentile by value6th percentileby value
FDIC
LNLSGRBW
Bank of Winona
Winona, MississippiFDIC Cert #12207
STATEEstablished 18851 branch
Holding company: BANCORP OF WINONA INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $9.69M |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $22K |
| 1–4 family | $27.8M |
| C&I | $2.62M |
| Agriculture | $1.56M |
| Other | $5.54M |
Loan book
Reported balances and balance-sheet intensity.
$46.4M
−0.4%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET−0.35%
+94.4%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET38.6%
−0.5%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET + DEP32.5%
−1.0%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET + ASSET79.77%
+0.9%y/y
Percentile by value48th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
0%
−41.2%y/y
Percentile by value3rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
−41.2%y/y
Percentile by value8th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,928points
+11.1%y/y
Peer standing15th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD20.49%
−17.8%y/y
Percentile by value88th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR5.54%
−15.1%y/y
Percentile by value26th percentileby value
FDIC
LNCI + LNLSGR