BDI
B

BankMiami

Coral Gables, FloridaFDIC Cert #59354

STATEEstablished 20251 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$2.43M
Investor CRE$24.3M
Multifamily$1.98M
Construction$16.2M
1–4 family$22.2M
C&I$9.71M
Agriculture$0
Other$0

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$76.8M
New institution — no prior-year comparison
Percentile by value20th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$76.1M
New institution — no prior-year comparison
Percentile by value21st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
New institution — no prior-year comparison
FDICLNLSNET
L/D
31.5%
New institution — no prior-year comparison
Percentile by value3rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
27.3%
New institution — no prior-year comparison
Percentile by value3rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
92.67%
New institution — no prior-year comparison
Percentile by value78th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
5,075%
New institution — no prior-year comparison
Percentile by value98th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
1,931%
New institution — no prior-year comparison
Percentile by value96th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,486points
New institution — no prior-year comparison
Peer standing45th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
3.16%
New institution — no prior-year comparison
Percentile by value21st percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
31.67%
New institution — no prior-year comparison
Percentile by value95th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
12.63%
New institution — no prior-year comparison
Percentile by value67th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR