BankOkolona

Okolona, MississippiFDIC Cert #5902

STATEEstablished 19315 branches

Holding company: BANCORP OF OKOLONARegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$8.66M
Investor CRE	$40.9M
Multifamily	$2.46M
Construction	$7.68M
1–4 family	$97M
C&I	$36.5M
Agriculture	$39.8M
Other	$13.1M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$246M

+7.1%y/y

Percentile by value23rd percentileby value

FDICLNLSGR

Net loans

$244M

+7.2%y/y

Percentile by value23rd percentileby value

FDICLNLSNET

Loans YoY

+7.24%

+45.3%y/y

Percentile by value59th percentileby value

FDICLNLSNET

L/D

77.8%

+6.9%y/y

Percentile by value43rd percentileby value

FDICLNLSNET + DEP

Loans/assets

69.7%

+6.0%y/y

Percentile by value51st percentileby value

FDICLNLSNET + ASSET

RE loans %

80.82%

+0.8%y/y

Percentile by value38th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,293points

+2.5%y/y

Peer standing43rd percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

3.52%

+7.3%y/y

Percentile by value11th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

16.61%

+7.9%y/y

Percentile by value61st percentileby value

FDICLNRENROT + LNLSGR

C&I %

14.85%

+10.6%y/y

Percentile by value78th percentileby value

FDICLNCI + LNLSGR