$280M
+7.8%y/y
Percentile by value33rd percentileby value
FDIC
LNLSGRBF
BankStar Financial
Elkton, South DakotaFDIC Cert #496
STATEEstablished 19263 branches
Holding company: ELKTON HOLDING CORegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $11.9M |
| Investor CRE | $66.1M |
| Multifamily | $31M |
| Construction | $2.73M |
| 1–4 family | $56.1M |
| C&I | $47.7M |
| Agriculture | $60.8M |
| Other | $3.4M |
Loan book
Reported balances and balance-sheet intensity.
$277M
+7.8%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET+7.82%
−16.0%y/y
Percentile by value62nd percentileby value
FDIC
LNLSNET91.4%
−3.6%y/y
Percentile by value75th percentileby value
FDIC
LNLSNET + DEP77.4%
+0.6%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + ASSET71.95%
−1.9%y/y
Percentile by value21st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
278%
−5.1%y/y
Percentile by value84th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC8%
+41.8%y/y
Percentile by value12th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,643points
+4.0%y/y
Peer standing85th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD4.27%
−24.5%y/y
Percentile by value12th percentileby value
FDIC
LNRENROW + LNLSGR23.62%
+12.6%y/y
Percentile by value79th percentileby value
FDIC
LNRENROT + LNLSGR17.06%
+9.5%y/y
Percentile by value84th percentileby value
FDIC
LNCI + LNLSGR