BDI
BB

Beal Bank USA

Las Vegas, NevadaFDIC Cert #57833

STATEEstablished 200411 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.05%
−97.1%y/y
Peer standing91st percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
2.61%
−75.8%y/y
Peer standing1st percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
2.61%
−75.8%y/y
Peer standing3rd percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.86%
−64.6%y/y
Peer standing20th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$112M
−71.7%y/y
Peer standing59th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
+50.8%y/y
Peer standing97th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
−$112K
+36.4%y/y
Peer standing97th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.18%
+77.5%y/y
Percentile by value50th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$2.04M
−96.6%y/y
Peer standing94th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$109M
−72.2%y/y
Peer standing47th percentile
Peer standing in asset:gte_10b
FDICNAASSET