BDI
BB

Beal Bank USA

Las Vegas, NevadaFDIC Cert #57833

STATEEstablished 200411 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$35.7M
Investor CRE$1.21B
Multifamily$678K
Construction$384M
1–4 family$45.9M
C&I$2.49B
Agriculture$0
Other$7K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$4.17B
+15.1%y/y
Percentile by value3rd percentileby value
Peer standing in asset:gte_10b
FDICLNLSGR
Net loans
$4.12B
+14.5%y/y
Percentile by value3rd percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
Loans YoY
+14.51%
−62.5%y/y
Percentile by value72nd percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
L/D
112.3%
+178.1%y/y
Percentile by value96th percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET + DEP
Loans/assets
31.6%
+43.2%y/y
Percentile by value6th percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET + ASSET
RE loans %
40.25%
+20.6%y/y
Percentile by value27th percentileby value
Peer standing in asset:gte_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
3,109%
−30.4%y/y
Percentile by value72nd percentileby value
Peer standing in asset:gte_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
747%
−21.2%y/y
Percentile by value87th percentileby value
Peer standing in asset:gte_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,502points
−11.3%y/y
Peer standing5th percentile
Peer standing in asset:gte_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.86%
−12.8%y/y
Percentile by value23rd percentileby value
Peer standing in asset:gte_10b
FDICLNRENROW + LNLSGR
Investor CRE %
29.08%
+19.6%y/y
Percentile by value95th percentileby value
Peer standing in asset:gte_10b
FDICLNRENROT + LNLSGR
C&I %
59.75%
−10.3%y/y
Percentile by value99th percentileby value
Peer standing in asset:gte_10b
FDICLNCI + LNLSGR