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BDI
CB

Century Bank of Florida

Tampa, FloridaFDIC Cert #35558

STATEEstablished 20001 branch

Holding company: CENTURY BANCSHARES OF FL INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$15.5M
Investor CRE$7.49M
Multifamily$0
Construction$4.9M
1–4 family$18.2M
C&I$9.48M
Agriculture$0
Other$4.92M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$60.4M
+3.6%y/y
Percentile by value11th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$59.4M
+3.6%y/y
Percentile by value11th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+3.65%
+1,188.3%y/y
Percentile by value41st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
66.2%
+7.8%y/y
Percentile by value33rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
57.4%
+5.4%y/y
Percentile by value34th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
84.17%
−1.2%y/y
Percentile by value58th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
110%
+17.0%y/y
Percentile by value57th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
44%
+8.3%y/y
Percentile by value71st percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,090points
−9.8%y/y
Peer standing67th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
25.65%
+5.8%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
12.38%
+25.8%y/y
Percentile by value68th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
15.69%
+0.2%y/y
Percentile by value78th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR