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BDI
CA

Citizens Alliance Bank

Clara City, MinnesotaFDIC Cert #1402

STATEEstablished 190217 branches

Holding company: FORSTROM BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.41%
+106.3%y/y
Peer standing8th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.09%
+84.1%y/y
Peer standing15th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.53%
+716.2%y/y
Peer standing45th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.62%
+440.5%y/y
Peer standing43rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.42%
+455.1%y/y
Peer standing49th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.07M
+408.3%y/y
Peer standing53rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
−106.5%y/y
Peer standing84th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
−$9K
−106.8%y/y
Peer standing85th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.15%
+0.6%y/y
Percentile by value49th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$13.9M
+110.1%y/y
Peer standing12th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$902K
+87.5%y/y
Peer standing16th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$5.17M
+731.5%y/y
Peer standing50th percentile
Peer standing in asset:1b_3b
FDICNAASSET