$981M
+1.9%y/y
Percentile by value42nd percentileby value
FDIC
LNLSGRCA
Citizens Alliance Bank
Clara City, MinnesotaFDIC Cert #1402
STATEEstablished 190217 branches
Holding company: FORSTROM BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $110M |
| Investor CRE | $167M |
| Multifamily | $56.6M |
| Construction | $84.9M |
| 1–4 family | $152M |
| C&I | $114M |
| Agriculture | $270M |
| Other | $26.4M |
Loan book
Reported balances and balance-sheet intensity.
$969M
+1.9%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET+1.87%
−47.3%y/y
Percentile by value26th percentileby value
FDIC
LNLSNET77.2%
+13.4%y/y
Percentile by value30th percentileby value
FDIC
LNLSNET + DEP66.7%
+11.2%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET + ASSET73.26%
+3.1%y/y
Percentile by value22nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
204%
+10.6%y/y
Percentile by value42nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%
−9.7%y/y
Percentile by value61st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,279points
−1.1%y/y
Peer standing96th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.23%
−5.4%y/y
Percentile by value44th percentileby value
FDIC
LNRENROW + LNLSGR16.98%
+23.8%y/y
Percentile by value43rd percentileby value
FDIC
LNRENROT + LNLSGR11.58%
−7.2%y/y
Percentile by value57th percentileby value
FDIC
LNCI + LNLSGR